These are difficult financial times.
One the techniques that mankind has successfully used throughout the ages to battle adversity is the pooling of collective knowledge. If we all share our most successful financial strategies and cost-saving tips, we'll be stronger, wiser, and better able to face whatever may come. So, in the interest of sharing what I know, here's my current favorite trick for saving a few bucks.
When paying bills online, be sure to type the decimal point when entering the dollar amount! I know it sounds simple, but this little trick can save you big bucks.
Say, for example, you're paying a $47.57 phone bill. If you forget to type that tiny little dot in the middle of that number (jargon alert! that's a decimal point!), you'll accidentally pay the phone company $4,757! Zing! That's gonna hurt.
So, tomorrow morning, I get to call AT&T and find the one person in that godforsaken bureaucratic monstrosity of a haystack who is capable of both understanding my issue and refunding me my accidentally overpaid 99 months of future charges. That'll be fun.
I'm an idiot.